Is student loan debt weighing you down?

Pay beyond the minimum payment every month to reduce your principal and avoid wasting money on interest.

To trick yourself into making an extra full payment annually, split monthly payments in half and pay that amount every two weeks instead.

Consider refinancing and consolidating your loans with a lower interest rate.

Devote cash windfalls, such as pay raises or tax refunds, to paying off your loans.

Try getting a side job and putting the extra income toward your loans.

If you can’t boost your income, trim other monthly expenses to make bigger loan payments.

By using these strategies, you might be able to pay off your loans faster.