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The Mortgage Professor: Should Government Support HECMs?

By Jack Guttentag

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When there is clear evidence that private reverse mortgages are saleable in the secondary market, the maximum HECM loan amount, which was raised after the financial crisis, could be reduced as a way of encouraging a revival of the private market.

Jack Guttentag is professor emeritus of finance at the Wharton School of the University of Pennsylvania.

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