by Liz Dominguez | Jul 12, 2018 | CRISIS-Friendly, Exclusive Articles, Exclusive Articles Real Estate |
Homebuyers who have a better credit history over a longer stretch of time than a shorter one may benefit by a change to the credit-scoring model used by Experian. Up until about 2016, mortgage lenders didn’t use trended credit data and didn’t differentiate between...
by Liz Dominguez | Jul 12, 2018 | CRISIS-Friendly, Exclusive Articles, Exclusive Articles Real Estate |
Affordability is a big issue for renters looking toward homeownership. Beyond the purchase price, putting together a 20 percent down payment is a big roadblock for many people. It doesn’t have to be, however. While 80 percent of millennial renters say they can’t...
by Liz Dominguez | Jul 12, 2018 | CRISIS-Friendly, Exclusive Articles, Exclusive Articles Lifestyle |
A business credit card can be a big help to business owners. But if not used properly, they can cause credit scores to drop, affecting personal credit. There are a number of ways cardholders can negatively impact their credit score. The biggest culprit? Carrying too...
by Liz Dominguez | Jul 12, 2018 | CRISIS-Friendly, Exclusive Articles, Exclusive Articles Lifestyle |
Unable to get a credit card? If so, it may be harder for you to build a good credit rating, making everyday life tasks like making a hotel, plane or car reservation a little more difficult. The same goes for loan approvals. A secured card can help those who don’t...
by Liz Dominguez | Jul 12, 2018 | CRISIS-Friendly, Exclusive Articles, Exclusive Articles Lifestyle |
Your first credit card can be the start to building your financial future. Just remember, how you use it can affect you for years down the road. For example, build a good credit score and you could see lower interest rates on home and auto loans, and receive better...