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If you’re ready to make the jump to homeownership, follow these tips.

Crunch those numbers. Budget early on to get a sense of how much you can afford.

Get pre-approved. Officially talking to a lender will give you a concrete number to work with.

Establish criteria. List out what you want and what you don’t want.

Save for a down payment. The more you put down, the less your monthly payment will be.

Find an expert. Align yourself with a top real estate agent. This will make the process go smoothly.

It can be intimidating but being prepared is the best way to make the transition.

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