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If your homeowners insurance policy is up for renewal, review the terms to make sure it still meets your needs.

A new room, deck, shed, pool, or trampoline may require you to raise your insurance limits.

Or you may need additional property coverage if you bought an expensive item or received a gift or inheritance…

Or if someone moved in and brought valuable belongings.

Tell your insurance company if your family has changed because of marriage, divorce, birth, or adoption.

If you got a dog, that could affect your rates as well.

And, if you use your house to run a business, you may need a business insurance policy.

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