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Buying a beach house isn’t just for the super-rich.

These money-saving tips might help you buy one on a budget…

Search in less popular beach areas, where demand and prices are bound to be lower.

Consider a smaller beach house with just one or two rooms, especially if you don’t have kids or won’t live there full-time.

Ask yourself what other amenities you’re willing to sacrifice to get a house on the water.

Work with a real estate agent who knows the local market and can help you get the best deal.

After buying a beach house, try renting it out whenever you’re not there to offset some ownership costs.

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