by Paige Brown | Jan 29, 2021 | CRISIS-Friendly, Exclusive Articles, Exclusive Articles Lifestyle |
During the winter months, injuries often occur when people are removing snow from their driveways and walkways. It’s important to know how to handle the chore safely to avoid getting hurt. Consult Your Doctor Shoveling snow is a physically demanding activity that can...
by Paige Brown | Jan 29, 2021 | CRISIS-Friendly, Exclusive Articles, Exclusive Articles Real Estate |
If you’re a member of a homeowners association (HOA), you have to adhere to a set of rules, known as covenants, conditions and restrictions (CC&Rs), that govern what you may and may not do with your property. If you’re thinking about renovating your home, make...
by Paige Brown | Jan 29, 2021 | CRISIS-Friendly, Exclusive Articles, Exclusive Articles Real Estate |
Lenders offer mortgages for borrowers with a wide range of financial circumstances. Between prime (highest-quality) and subprime (lowest-quality) home loans are a category called “Alt-A mortgages.” The federal government sets guidelines for Qualified Mortgages that...
by Paige Brown | Jan 29, 2021 | CRISIS-Friendly, Exclusive Articles, Exclusive Articles Real Estate |
An accessory dwelling unit, or ADU, is a residence that may be attached to a house or in a separate structure located on the same property. An ADU must have its own entrance, kitchen and living area, and may tap into the main house’s utilities. Renovating your garage...
by Paige Brown | Jan 29, 2021 | CRISIS-Friendly, Exclusive Articles, Exclusive Articles Lifestyle |
Most people who apply for a home loan have a credit history that they built over a period of years by making loan and credit card payments. Some borrowers, however, have little or no credit history. If you fall into the second category, you may still be able to...