by Liz Ruggiero | Jun 10, 2019 | CRISIS-Friendly, Exclusive Videos |
Do you need to put down 20 percent to buy a house? Not necessarily. In fact, most buyers make lower down payments. But putting down 20 percent or more does come with major perks. A mortgage lender would consider you more financially stable and less risky. That means...
by Liz Ruggiero | Jun 10, 2019 | CRISIS-Friendly, Exclusive Videos |
If you want the best possible mortgage loan, you’ll need a good credit score. Try increasing your score with these simple steps: Pay all your bills on time. Late or missed payments can impact your score for years. Pay off debt and keep credit card balances low to...
by Liz Ruggiero | Jun 10, 2019 | CRISIS-Friendly, Exclusive Videos |
Is student loan debt weighing you down? Pay beyond the minimum payment every month to reduce your principal and avoid wasting money on interest. To trick yourself into making an extra full payment annually, split monthly payments in half and pay that amount every two...
by Liz Ruggiero | Jun 7, 2019 | Exclusive Videos |
Some buyers consider skipping a home inspection–but should they? An inspection could uncover expensive problems before you close a deal. It could help ensure your new home is safe by detecting common hazards. It could also help inform you of future maintenance costs....
by Liz Ruggiero | Jun 7, 2019 | CRISIS-Friendly, Exclusive Videos |
Some first-time buyers are surprised by the full cost of homeownership. To prepare your budget, consider these extra costs: Closing costs typically total 2 – 5 percent of the purchase price and are in addition to down payments. Homeowners insurance costs an...