by maria | Oct 11, 2016 | Exclusive QA |
A standard policy protects against several natural disasters and catastrophic events, and covers your personal belongings. But it will not guard against earthquakes, floods, war, and nuclear accidents. The policy can be expanded to include these disasters, as well as...
by maria | Oct 11, 2016 | Exclusive QA |
The second-home market tends to have more ebbs and flows than the primary home market. That said, there is a growing trend toward the purchase of vacation homes. They are being bought for investment purposes and enjoyment, as well as retirement. In the latter...
by maria | Oct 11, 2016 | Exclusive QA |
Many people flock to refinance while mortgage interest rates are low, particularly when rates are two percentage points below their existing home loans. Other factors, like when to finance, will depend on how long you plan to hold on to your home and whether you have...
by maria | Oct 11, 2016 | Exclusive QA |
Check with your state. It may provide special protection through the filing of a homestead exemption, which exempts some or all of the value of your equity in the homestead—or home that you live in and the land on which it sits—from claims of unsecured creditors....
by maria | Oct 11, 2016 | Exclusive QA |
Talk with your lender immediately. The lender may be able to arrange a repayment plan or the temporary reduction or suspension of your payment, particularly if your income has dropped substantially or expenses have shot up beyond your control. You also may be able to...