by maria | Oct 11, 2016 | Exclusive QA |
From the very beginning, get in the habit of taking inventory at least once every year of every nook and cranny of your home to check for potential problems. Examine the roof, foundation, plumbing, electrical wiring—basically everything. Try to fix trouble spots as...
by maria | Oct 11, 2016 | Exclusive QA |
From the day you move in to the day you sell your home, there will always be something that will need to be repaired or remodeled. You may want to undertake some changes simply to elevate your comfort level—like installing central air conditioning—or spruce up the...
by maria | Sep 14, 2016 | Exclusive QA |
Sometimes. But it is a complicated process and a lot will depend on the lender. This process is called a “short sale,” which occurs when a lender agrees to write off the portion of a mortgage that’s higher than the value of a home. But, usually, a buyer must be...
by maria | Sep 14, 2016 | Exclusive QA |
When it comes to foreclosures, there are two types—judicial and non-judicial. A foreclosure that results from a court action is a judicial foreclosure. The mortgage deed or trust does not have a power of sale clause, therefore, the lender, trustee or another lien...
by maria | Sep 14, 2016 | Exclusive QA |
Talk with your lender immediately. The lender may be able to arrange a repayment plan or the temporary reduction or suspension of your payment, particularly if your income has dropped substantially or expenses have shot up beyond your control. You also may be able to...