Expert Insights: How Bad Is a Previous Foreclosure on Credit?
Unfortunately, it is a pretty bad blemish. A property foreclosure is one of the most damaging events in a borrower’s credit record. In terms of the effect on your credit history, a deed in lieu of foreclosure-where you voluntarily ‘give back’ your...
Expert Insights: How Do You Clear Up Bad Credit?
It is not easy but certainly doable with both commitment and time. By law, any unfavorable information in your credit file can stay there from 7 to 10 years. Today, however, a creditor must remove credit blemishes in a timely fashion if you challenge them and they...
Expert Insights: How Do Lenders Define Bad Credit?
It is all those things that appear on your credit report that are unflattering. This may include missing a credit card payment, defaulting on a previous loan, filing for bankruptcy in the past seven years, or not paying your taxes. Other black marks may include a...
Expert Insights: Is a Home Equity Line of Credit Similar to a Second Mortgage?
A home equity loan, like a second mortgage, lets you tap up to about 80 percent of the appraised value of your home, minus your current mortgage balance. But because it’s set up as a line of credit, you will not be charged interest until you actually make a...
Strategies to Boost Your Content’s Visibility
What’s the point of having a social media game plan if your content isn’t getting in front of the right people? Here are a few ways to improve your brand’s visibility and reach on social media.
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