Expert Insights: What Is the Difference Between a Conforming and Non-Conforming Loan?
Conforming loans have terms and conditions that adhere to guidelines established by Fannie Mae and Freddie Mac, the two, big quasi-government corporations that purchase mortgage loans from lenders then package them into securities that are sold to investors. Their...
Expert Insights: Can I Make an All-Cash Purchase Instead of Getting a Mortgage?
That certainly is an option, although not one most people can afford. Unless you’re independently wealthy or have hit the jackpot, it may be difficult to make a ‘no-mortgage’ investment. And an investment is exactly how you should view it because you...
Expert Insights: Should I Put More or Less Down, if I Can Afford It?
Putting down as little as possible lets you take full advantage of the tax benefits of homeownership. Mortgage interest and property taxes are both fully deductible from state and federal income taxes. Also, making a small down payment frees up cash that you can use...
Expert Insights: Is It Possible to Get a Low-Down Payment Loan?
Such loans are offered by government agencies and private lenders, including nonprofit groups and employers. In fact, there are government programs at both the federal and state level to help cash-strapped buyers. Under many state housing agency guidelines, borrowers...
Strategies to Boost Your Content’s Visibility
What’s the point of having a social media game plan if your content isn’t getting in front of the right people? Here are a few ways to improve your brand’s visibility and reach on social media.
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