by maria | Aug 15, 2016 | CRISIS-Friendly, Exclusive Articles, Exclusive Articles Real Estate |
A 30- or 15-year, fixed-rate mortgage with the same payment amounts each month is one of the most common ways to buy a home—but not everyone can qualify for a traditional mortgage, or has the money set aside for a sizable down payment so they can get a low-interest...
by maria | Aug 15, 2016 | Exclusive Articles, Exclusive Articles Lifestyle |
Babysitters earn a nationwide average of $10 per hour, according to PayScale. A higher national average of $14.91 was found in a 2015 survey by UrbanSitter. Whatever the rate, a babysitter’s pay rate is determined by several factors. Here are six to consider when...
by maria | Aug 15, 2016 | CRISIS-Friendly, Exclusive Articles, Exclusive Articles Lifestyle |
The offer of a zero-interest credit card can look enticing when it arrives in the mail. Who doesn’t want to avoid paying interest on credit card charges? As with most things in life, there are pros and cons to using 0-percent credit cards. Here are some facts to...
by maria | Aug 15, 2016 | CRISIS-Friendly |
A rule of thumb when determining how much money to set aside for ongoing home maintenance is to budget 1% of the home’s purchase price each year. If your home cost $300,000, then setting aside $3,000 per year is a good start. You may not spend that much every year on...
by maria | Aug 15, 2016 | CRISIS-Friendly, Exclusive Articles, Exclusive Articles Real Estate |
Home insurance may be one of the last things you’ll think about when buying a home, but in some situations, insuring your biggest asset isn’t so easy. And without insurance, you won’t be able to qualify for a home loan. Here are five things that can make getting home...