by maria | Aug 11, 2016 | Exclusive QA |
Competence, efficiency and ethics. According to the All America’s Real Estate Book by Carolyn Janik and Ruth Rejnis, good agents take the time to qualify buyers and show properties in their price range. They plan showing routes carefully and have pre-inspected...
by maria | Aug 11, 2016 | Exclusive QA |
Begin by asking someone that you know. Friends, relatives, co-workers, or neighbors who have recently purchased a home can give you a firsthand account and attest to the agent’s professional abilities. Sometimes an agent you contact will refer you to another one who...
by maria | Aug 11, 2016 | Exclusive QA |
The general rule of thumb is that you can buy a home that costs about two-and-one-half times your annual salary. Speak with an agent or a good lender who can determine how much you can afford, and estimate the maximum monthly payment based on the loan amount, taxes,...
by maria | Aug 11, 2016 | Exclusive QA |
Make sure you are ready—psychologically and financially. Ask yourself the following questions: Do I have a steady income? Is my debt lower than my total income? Do I have enough money to pay for the down payment and closing costs? Am I working hard enough to improve...
by maria | Aug 10, 2016 | Exclusive QA |
There are many. Among the most appealing: you own it, which gives you, instead of a landlord, control of your living space. Other benefits stem from potential tax savings and the buildup of equity as your property likely appreciates in price over time. Equity can be...