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How to Gift a Down Payment

How to Gift a Down Payment

by | Oct 16, 2019 | Exclusive Videos | 0 comments

If you want to help someone with a down payment, make sure you understand the rules. You will need to send the lender a letter stating that the money is a gift, not a personal loan that will need to be repaid and that might make the borrower struggle to afford the...
Staying Safe With Electricity

Staying Safe With Electricity

by | Oct 16, 2019 | Exclusive Videos | 0 comments

Electrical accidents can cause damage and injuries. Here are some ways to prevent them… Don’t force a plug into an outlet or use a broken plug. Hold the plug securely when unplugging an appliance. Cover outlets to prevent injuries to young children. If a cord is...
Before Buying, Know Your DTI

Before Buying, Know Your DTI

by | Oct 16, 2019 | Exclusive Videos | 0 comments

A lender will consider your debt-to-income ratio – or DTI – to decide whether to approve your mortgage application and what interest rate to offer. To calculate DTI, monthly debts are divided by gross income to get a percentage. Most lenders want DTI at or below...
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