by Susanne Dwyer | Apr 14, 2013 | For Your Clients |
(MCT)—We are often asked whether coffee is good or bad for the health. The answer is both good and bad. Many studies have been done that show no overall adverse outcome on health associated with caffeine from coffee. However, there are certain aspects of coffee...
by Susanne Dwyer | Apr 14, 2013 | For Your Clients, News |
The Consumer Financial Protection Bureau (the Bureau) issued a somewhat final Ability to Repay (ATR) Qualified Mortgage (QM) rule in January. The pleasant surprise was the inclusion of a safe harbor for many QM loans. NAR and its industry partners fought for several...
by Susanne Dwyer | Apr 13, 2013 | For Your Clients |
(MCT)—The arrival of spring weather brings with it an influx of insects and rodents. Though they vary in type, depending on the region, they’re still a problem most homeowners face. Some are more than just a nuisance; left to their own devices, they can do serious...
by Susanne Dwyer | Apr 11, 2013 | Best Practices, For Your Clients |
(MCT)—Question: We received an unsolicited phone call for chimney cleaning and inspection. Since we had been considering getting this service done anyway, I listened to the sales pitch (the company was going to be working in our area in a few weeks) and it sounded...
by Susanne Dwyer | Apr 10, 2013 | For Your Clients, Marketing, News |
Expectations among bank risk professionals for the relaxation of lending standards increased sharply in the first quarter, rising from 12.1 to 19.9 percent, according to the quarterly FICO/PRMIA survey. One out of five bank risk professionals now expect the approval...
by Susanne Dwyer | Apr 10, 2013 | For Your Clients |
Anthony Behrens worries that the Affordable Care Act is going to kill him, but not for the usual reasons cited by opponents of the federal health care law. Behrens is a senior policy analyst in the Oregon Department of Consumer and Business Services Insurance...