Beware the 3 Percent Cap on Fees and Points
The Consumer Financial Protection Bureau (the Bureau) issued a somewhat final Ability to Repay (ATR) Qualified Mortgage (QM) rule in January. The pleasant surprise was the inclusion of a safe harbor for many QM loans. NAR and its industry partners fought for several...Living Smart: Pest Control
(MCT)—The arrival of spring weather brings with it an influx of insects and rodents. Though they vary in type, depending on the region, they’re still a problem most homeowners face. Some are more than just a nuisance; left to their own devices, they can do serious...Your Place: Beware of Phone Solicitations from Contractors
(MCT)—Question: We received an unsolicited phone call for chimney cleaning and inspection. Since we had been considering getting this service done anyway, I listened to the sales pitch (the company was going to be working in our area in a few weeks) and it sounded...Twenty Percent of Bankers Expect Lending Standards to Loosen
Expectations among bank risk professionals for the relaxation of lending standards increased sharply in the first quarter, rising from 12.1 to 19.9 percent, according to the quarterly FICO/PRMIA survey. One out of five bank risk professionals now expect the approval...The Latest in Office Supplies: Treadmills
Anthony Behrens worries that the Affordable Care Act is going to kill him, but not for the usual reasons cited by opponents of the federal health care law. Behrens is a senior policy analyst in the Oregon Department of Consumer and Business Services Insurance...
Strategies to Boost Your Content’s Visibility
What’s the point of having a social media game plan if your content isn’t getting in front of the right people? Here are a few ways to improve your brand’s visibility and reach on social media.
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