What Is an Alt-A Mortgage?
Lenders offer mortgages for borrowers with a wide range of financial circumstances. Between prime (highest-quality) and subprime (lowest-quality) home loans are a category called “Alt-A mortgages.” The federal government sets guidelines for Qualified Mortgages that...
Should You Convert Your Garage to an Accessory Dwelling Unit?
An accessory dwelling unit, or ADU, is a residence that may be attached to a house or in a separate structure located on the same property. An ADU must have its own entrance, kitchen and living area, and may tap into the main house’s utilities. Renovating your garage...
Can You Get a Mortgage if You Have Little or No Credit History?
Most people who apply for a home loan have a credit history that they built over a period of years by making loan and credit card payments. Some borrowers, however, have little or no credit history. If you fall into the second category, you may still be able to...
When You Should and Shouldn’t Use Money From Your Emergency Fund
People sometimes set aside money for a rainy day, but don’t know when they should tap into their emergency fund and when they shouldn’t. It’s important to be able to distinguish between needs and wants so you don’t use your savings for the wrong things, just to find...
Why You Should Store Firewood Outdoors
During the winter, you may enjoy relaxing with your family in front of a roaring fire. Many homeowners think it makes sense to store firewood inside the house, near the fireplace, where it’s easily accessible, but that can actually lead to problems. You Don’t Want to...
Strategies to Boost Your Content’s Visibility
What’s the point of having a social media game plan if your content isn’t getting in front of the right people? Here are a few ways to improve your brand’s visibility and reach on social media.
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