by Liz Dominguez | Mar 12, 2018 | CRISIS-Friendly, Exclusive Articles, Exclusive Articles Lifestyle |
If you can find a lower mortgage rate than the one you already have, then refinancing a mortgage can make sense. Here are some of the best ways to get a low rate: Raise Your Credit Score For a conventional loan, borrowers with a credit score of 740 or more will...
by Liz Dominguez | Mar 12, 2018 | CRISIS-Friendly, Exclusive Articles, Exclusive Articles Lifestyle |
The savings rate in America is pretty abysmal. Fifty-seven percent of Americans have less than $1,000 in their savings accounts, according to a 2017 GOBanking Rates survey. Without savings, people can be forced to take on debt when they lose their job, get sick or...
by Liz Dominguez | Mar 12, 2018 | Exclusive Articles, Exclusive Articles Lifestyle |
A home equity line of credit, or HELOC, can be a convenient way to borrow against a home’s equity to pay for home renovation projects, college, debt consolidation or other major expenses. Most lenders allow up to 80 percent of a home’s equity to be borrowed from the...
by Liz Dominguez | Mar 12, 2018 | CRISIS-Friendly, Exclusive Articles, Exclusive Articles Lifestyle |
When it comes to paying an unexpected medical bill, there’s often no easy way to do it. Unless you have an emergency fund or have plenty of money on hand, paying a big medical bill can be difficult. Some dentists and other healthcare professionals, such as eye...
by Liz Dominguez | Mar 12, 2018 | CRISIS-Friendly, Exclusive Articles, Exclusive Articles Lifestyle |
If debt collectors are calling or sending you letters demanding payment, you may be worried—and for good reason. Not only can having a debt in collections stay on your credit report for up to seven years, but it can seem like you’re being barraged by debt collection...
by Liz Dominguez | Mar 12, 2018 | CRISIS-Friendly, Exclusive Articles, Exclusive Articles Lifestyle |
Retiring early is a great idea if you can afford it. Unfortunately, few people plan for retirement as well as they should. A common rule of thumb is to save 10 times your final salary to retire by age 67. For someone with an annual salary of $50,000, that would mean...