Qualifying for a Credit Card If You Have Bad Credit
Having bad credit can be worse than having no credit at all. A lousy credit score can lead to a steeper credit hole to climb out of, and can take years to fix. All is not lost. Borrowers with bad credit scores can still get approved for a new credit card, though...
When It’s OK to Let a Credit Score Slip a Little
If you’ve got a good or excellent credit score and pay your bills on time and keep your credit balances low, then maintaining that score can seem like a headache. A credit score can be used in ways other than in determining what interest rate you’ll pay on a loan. It...
Understanding Credit Card Offers: Are You Reading the Fine Print?
The fine print at the end of a credit card offer letter can tell a consumer a lot more about how good—or bad—the offer is than the main area of the marketing letter, where flashy photos and less text are more likely to catch the eye. But the small-font text in the...
What to Know Before Applying for a Student Credit Card
Building good credit takes time, and it can be a few years before college students or graduates have a good enough credit score to get a credit card or loans at low interest rates. A student credit card can help as a college student’s first credit card, though it does...
How to Haggle on the Phone for Better Prices
Haggling may not be one of the funnest things you’ll do on any given day, but if you’re anywhere near good at it, you can save hundreds or thousands of dollars a year. For people who don’t want to haggle in person or don’t want to send emails back and forth, the...
Strategies to Boost Your Content’s Visibility
What’s the point of having a social media game plan if your content isn’t getting in front of the right people? Here are a few ways to improve your brand’s visibility and reach on social media.
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