by Paige Brown | Jan 29, 2021 | CRISIS-Friendly, Exclusive Articles, Exclusive Articles Real Estate |
Lenders offer mortgages for borrowers with a wide range of financial circumstances. Between prime (highest-quality) and subprime (lowest-quality) home loans are a category called “Alt-A mortgages.” The federal government sets guidelines for Qualified Mortgages that...
by Paige Brown | Jan 29, 2021 | CRISIS-Friendly, Exclusive Articles, Exclusive Articles Real Estate |
An accessory dwelling unit, or ADU, is a residence that may be attached to a house or in a separate structure located on the same property. An ADU must have its own entrance, kitchen and living area, and may tap into the main house’s utilities. Renovating your garage...
by Paige Brown | Jan 29, 2021 | CRISIS-Friendly, Exclusive Articles, Exclusive Articles Lifestyle |
Most people who apply for a home loan have a credit history that they built over a period of years by making loan and credit card payments. Some borrowers, however, have little or no credit history. If you fall into the second category, you may still be able to...
by Paige Brown | Jan 29, 2021 | CRISIS-Friendly, Exclusive Articles, Exclusive Articles Lifestyle |
People sometimes set aside money for a rainy day, but don’t know when they should tap into their emergency fund and when they shouldn’t. It’s important to be able to distinguish between needs and wants so you don’t use your savings for the wrong things, just to find...
by Paige Brown | Jan 29, 2021 | CRISIS-Friendly, Exclusive Articles, Exclusive Articles Real Estate |
During the winter, you may enjoy relaxing with your family in front of a roaring fire. Many homeowners think it makes sense to store firewood inside the house, near the fireplace, where it’s easily accessible, but that can actually lead to problems. You Don’t Want to...
by Paige Brown | Jan 29, 2021 | CRISIS-Friendly, Exclusive Articles, Exclusive Articles Real Estate |
When you apply for a mortgage, the lender will look at your income and debt, as well as the amount of money you can put down. Some lenders accept small down payments, while others require a higher percentage down. Lenders also have guidelines related to debt-to-income...