by Liz Dominguez | Nov 5, 2019 | Exclusive Canada, Exclusive Canada - Real Estate |
Your rental application can be rejected for many reasons. But some of them are in your control. So don’t worry because, with a little work, your next application could be approved. Not enough income. Landlords will look at your salary to determine if it’s...
by Liz Dominguez | Nov 5, 2019 | Exclusive Canada, Exclusive Canada - Real Estate |
Before getting a mortgage, you’ll need to pass a stress test. This is how banks know you can afford a home if you’re putting less than 20 per cent down. Evaluate your finances. How’s your debt level? Make sure mortgage payments won’t overburden...
by Liz Dominguez | Nov 5, 2019 | Exclusive Canada, Exclusive Canada - Real Estate |
Downsizing doesn’t have to be stressful. Follow these tips to make it a smooth move. Start with clothing. Closets are the best place to begin your purge. Donate what you don’t use or no longer fit into. Go digital. Have a large collection of books, CDs or...
by Liz Dominguez | Nov 5, 2019 | Exclusive Canada, Exclusive Canada - Real Estate |
Don’t lose hope. Even with a low credit score, you can still achieve the homeownership dream. What lenders are looking for. They just want to see that you can make your mortgage payments. The mortgage stress test can help prove that. Getting your credit back on...
by Liz Dominguez | Nov 5, 2019 | Exclusive Canada, Exclusive Canada - Real Estate |
Regular maintenance can keep the bills low and your home safe. Here’s what to remember if you’re buying a condo. Check your dishwasher supply hose. This will help you avoid water damage. Make sure no portions are weak or torn. Clean your lint traps. This...
by Liz Dominguez | Nov 5, 2019 | Exclusive Canada, Exclusive Canada - Real Estate |
If you’re retiring and downsizing soon, consider these factors. The neighborhood. You want to be close to things like grocery stores and banks. As a senior, it may be easier to get around if you’re not 30 minutes from a downtown area. Modifications. Can...