by maria | Aug 15, 2016 | Exclusive QA |
Title insurance protects the lender against an unclear title to the property you are buying. It is almost always a requirement for closing on a home. If you desire coverage as well, buy an owner’s policy, which will protect you against any title-search errors and...
by maria | Aug 15, 2016 | Exclusive QA |
This insurance protects your investment and personal belongings from most disasters. As an owner, you will need two insurance policies—your own to cover liability, living expenses, your belongings and structural improvements, and a master policy provided by the condo...
by maria | Aug 15, 2016 | Exclusive QA |
Homeowner’s insurance protects against disasters—whether natural, manmade or mechanical. A standard policy insures the home, as well as your possessions. Because this insurance is packaged, it covers liability for any harm, loss and property damage that you or...
by maria | Aug 15, 2016 | Exclusive QA |
By all means. Buying a home without getting expert advice is risky. Once a home inspector uncovers major plumbing and electrical problems, for example, you may decide that you don’t want to spend several thousand dollars on repairs. Always include an inspection...
by maria | Aug 15, 2016 | Exclusive QA |
A home inspector is a paid professional—often a contractor or an engineer—who checks the safety of a home. Home inspectors search for defects or other problems that could become your worst nightmare later on. They focus particularly on the home’s structure,...
by maria | Aug 15, 2016 | Exclusive QA |
A: Yes. A comparative market analysis (CMA) and an appraisal are the two most common and reliable ways to determine a home’s value. Your agent can provide a comparative market analysis, an informal estimate of value based on the recent selling price of similar...