by maria | Aug 11, 2016 | Exclusive QA |
Begin by asking someone that you know. Friends, relatives, co-workers, or neighbors who have recently purchased a home can give you a firsthand account and attest to the agent’s professional abilities. Sometimes an agent you contact will refer you to another one who...
by maria | Aug 11, 2016 | Exclusive QA |
The general rule of thumb is that you can buy a home that costs about two-and-one-half times your annual salary. Speak with an agent or a good lender who can determine how much you can afford, and estimate the maximum monthly payment based on the loan amount, taxes,...
by maria | Aug 11, 2016 | Exclusive QA |
Make sure you are ready—psychologically and financially. Ask yourself the following questions: Do I have a steady income? Is my debt lower than my total income? Do I have enough money to pay for the down payment and closing costs? Am I working hard enough to improve...
by maria | Aug 10, 2016 | Exclusive QA |
There are many. Among the most appealing: you own it, which gives you, instead of a landlord, control of your living space. Other benefits stem from potential tax savings and the buildup of equity as your property likely appreciates in price over time. Equity can be...