by Liz Ruggiero | Feb 5, 2020 | Exclusive Videos |
The HUD sponsors the Good Neighbor Next Door program to help police officers, firefighters, emergency medical technicians and elementary school teachers buy a house. Homes that HUD has acquired through FHA foreclosures in designated Revitalization Areas are available...
by Liz Ruggiero | Feb 5, 2020 | Exclusive Videos |
Many people don’t realize that things they put down the drain can cause major damage. Cooking oil, grease and fats can congeal and clog pipes. Let them cool in a jar, then put them in the trash. Coffee grounds can combine with grease and cause blockages. Pasta...
by Liz Ruggiero | Feb 5, 2020 | Exclusive Videos |
Most purchase money loans are provided by a bank, credit union or mortgage lender, or guaranteed by a government agency. If you can’t get approved for one of those, you might be able to secure financing from a seller. When a buyer and seller negotiate a purchase...
by Liz Ruggiero | Feb 5, 2020 | Exclusive Videos |
Many people tap into their retirement savings to cover a large expense and wind up paying a lot more than they bargained for. In most cases, you’ll have to pay a 10 percent penalty on an early withdrawal. Early retirement distributions are taxed like ordinary...
by Liz Ruggiero | Feb 3, 2020 | Exclusive Videos |
FHA mortgages are issued by private lenders and insured by the Federal Housing Administration. Conventional loans aren’t insured by the federal government. An FHA mortgage can only be used for a primary residence, but a conventional loan can be used to buy a...
by Liz Ruggiero | Feb 3, 2020 | Exclusive Videos |
Listing your house as “for sale by owner” might seem like a way to save money, but it could backfire. Many buyers and their agents don’t take FSBO properties seriously. A real estate agent would notice problems with your home that you might miss and...