by Susanne Dwyer | Dec 27, 2018 | Consumer, Home Spun Wisdom, Latest News, News |
(TNS)—Retirees who own their homes outright are often at an advantage over their renting—and retired—counterparts. There are two reasons for this: their housing costs are generally lower, and they have access to safety-net cash in the form of home equity. However, all...
by Susanne Dwyer | Dec 9, 2018 | Advice, Consumer, Home Spun Wisdom, How-To, Latest News, Lifestyle, News |
(TNS)—Older retirees may save Christmas for charities. Donors gave a record $410 billion to nonprofit causes last year, according to Giving USA Foundation, in part because taxpayers were bunching contributions ahead of this year’s higher standard income tax...
by Susanne Dwyer | Dec 5, 2018 | Consumer, Home Spun Wisdom, Latest News, News |
(TNS)—For many Americans, the holidays mean family, food and overspending. More than two in five gift shoppers feel pressured to reach deeper into their wallets than they’re comfortable with, according to the 2018 Bankrate Holiday Gifting Survey. Despite budget...
by Susanne Dwyer | Nov 11, 2018 | Consumer, Home Spun Wisdom, Latest News, News, Tip of the Day |
(TNS)—When the Federal Reserve raises interest rates, you feel it. “The Federal Reserve has its fingers in your pocketbook to a greater degree than the IRS,” says Michael Reese, a certified financial planner in Traverse City, Mich. In September, the Fed...
by Susanne Dwyer | Oct 31, 2018 | Buying/Selling, Consumer, Home Spun Wisdom, Latest News, National, News |
(TNS)—Clearing the hurdles to qualify for a mortgage used to be much harder. House hunters with too much debt had their home-buying hopes dashed after being denied a mortgage. That’s changing as mortgage lenders ease lending guidelines to expand mortgage credit...
by Susanne Dwyer | Oct 25, 2018 | Consumer, Home Spun Wisdom, Latest News, News |
(TNS)—Shopping for a new home? It’s not all about square footage, counter tops and closet size. Homes are changing. You’ve got homework to do. Decisions to make. Some will affect your pocketbook for years. Others will improve your quality of life the day...